Institutional Standards

Compliance & Trust

Rigorous protocols that meet the highest standards required by banking partners and regulatory authorities.

Our Commitment

Institutional-Grade Compliance

CADT Services Ltd maintains comprehensive compliance protocols that exceed industry standards, ensuring transparent operations for all stakeholders.

KYC

Know Your Customer

Comprehensive counterparty due diligence framework with mandatory documentation and UBO identification for all business relationships.

  • Corporate Verification: Mandatory collection of certified Articles of Association, Certificate of Incorporation, and valid Business Registration.
  • UBO Identification: Strict "Look-Through" principle to identify natural persons with >25% ownership or ultimate control.
  • Substance Check: Verification of physical operating addresses to eliminate "letterbox" companies.
AML

Anti-Money Laundering

Full compliance with HKMA guidelines and FATF standards. Risk-based approach with continuous monitoring and STR protocols.

  • Risk-Based Approach (RBA): Every transaction is scored based on geographic risk and counterparty profile.
  • Transaction Monitoring: Real-time oversight of fund flows with automated flagging for unusual patterns.
  • Source of Funds: Mandatory verification for high-value contracts to ensure the legal origin of capital.
EXP

Export Control

Strict adherence to Hong Kong TID requirements and international dual-use regulations. End-user verification on every transaction.

  • ECCN Classification: All hardware is mapped against Export Control Classification Numbers (e.g., 3A090).
  • End-User Statements (EUS): Mandatory legal declaration for every shipment, ensuring civilian R&D use.
  • Strategic Licensing: Direct coordination with the Hong Kong Trade and Industry Department (TID).
SAN

Sanctions Screening

Zero-tolerance policy. All counterparties screened against UN, OFAC, UK HM Treasury, and EU consolidated sanctions lists.

  • Comprehensive Lists: Continuous monitoring against UN, US OFAC (SDN), UK HM Treasury, and EU lists.
  • Zero-Tolerance Policy: Immediate freezing of business relationships upon any positive match.
KYC Framework

Customer Due Diligence

Identification & Verification

  • Corporate Entities: Certificate of Incorporation, Business Registration, Articles of Association
  • Ultimate Beneficial Owners: Identification of natural persons owning or controlling more than 25%
  • Authorised Signatories: Verification of persons acting on behalf of the company

Enhanced Due Diligence

Mandatory for high-risk scenarios including:

  • Transactions exceeding USD 100,000
  • Politically Exposed Persons (PEPs) or family members
  • Entities in FATF non-cooperative jurisdictions

Designated Compliance Officer

David Miller, Director of Compliance & Regulatory Affairs, serves as the Money Laundering Reporting Officer (MLRO). He holds ultimate responsibility for compliance implementation and serves as the primary point of contact for financial institutions.

Sanctions Policy

Zero Tolerance Approach

Screening Protocol

Before any shipment or payment, all counterparties are screened against:

  • United Nations Security Council Sanctions List
  • US Office of Foreign Assets Control (OFAC) SDN List
  • UK HM Treasury Consolidated List of Financial Sanctions Targets
  • EU Consolidated List of Sanctions

Record Keeping

All records related to CDD and transactions are maintained for a minimum period of six (6) years after the business relationship has ended, stored in a secure, encrypted digital environment.

Documentation Available

Our full compliance documentation is available for review by banking partners and regulatory authorities upon request.

Request Documentation